How to Enable full transaction rights in SBI Online | Upgrade access level in SBI

Last updated on September 24th, 2018 at 07:12 pmUpgrade Access level in SBI (Enable full transaction rights in SBI Online) step-by-step process. You need Full Transaction rights in SBI Online Internet Banking account to do transactions like transferring money to third party accounts in the same bank or other banks using NEFT, RTGS, IMPS etc.
 Upgrade Access Level in SBI
SBI provides two types of transaction rights in the online sbi account.

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View Only (Limited Transaction Rights)
Full Transaction Rights (Required to completed Fund Transfer Online)

When you login for the Online SBI Internet Banking account for the first time, and trying to transfer funds, you may see a message like ‘ You are on viewing rights. If you want transaction rights, please go to ‘Request & Enquiries’ -> ‘Upgrade Access Level’.
That means you have only Limited Transaction Rights and you need to ‘Upgrade Access level’ to ‘Full Transaction Rights’ to complete those transactions.
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 How to Upgrade Access Level in SBI in New Version
Follow below steps to upgrade access level in SBI online Banking in New Version.


Thursday January 01, 1970

Step 1 : Logon to Online SBI Internet Banking Account using your User name and Password.
Step 2: Click on ‘Request & Enquiries‘ top Menu.

Step 3: Now you can see a list of Request and Enquiries options  available in the Online SBI. Click on ‘Upgrade Access Level‘ to proceed.

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Step 4: Now you will get a page with the list of your SBI Account Numbers and Current Access Level. If you have multiple Accounts in that branch, Select the account you want to Upgrade the Access Level (ie; Current Access Level is View Only)

Step 5: Now Select ‘Full Transaction Rights’ from the Drop down with caption ‘Upgrade Access Level to’ and Click on the ‘Submit’ button.
Step 6: You will now get an OTP (One Time Password) in your SBI registered Mobile Number.

Step 7: Enter the OTP Received in your SBI registered Mobile Number and Click on the ‘Confirm’ button.
Step 8: Now can see a Message ‘Your request for upgradation of rights for the account selected by you has been accepted and it may take one hour to activate the same in our records.’

Now your Online SBI Account is Upgraded to Full Access rights. So you have complete control in that account and can make online Fund transfers easily.
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